Developing Modern Agriculture: Agricultural Insurance Needs to Be Popularized

[China Agricultural Machinery Industry News] Agricultural production increase, farmers' income, rural development, are inseparable from the prevention and control of agricultural risks. The disaster compensation function of agricultural insurance promotes the social transfer and dispersion of agricultural risks. Therefore, it is necessary to vigorously develop policy tools such as agricultural insurance, continuously improve the level and quality of agricultural insurance, and enhance the ability of agriculture to withstand various risks.
According to media reports, Zhejiang promotes the “precipitation coefficient meteorological index insurance” during the picking period of Yangmei. The amount of insurance for Meinan per mu of bayberry is 2,000 yuan. According to the insurance premium rate of 10%, the premium is 200 yuan per mu, and Menon only has to bear the responsibility. 25%, that is, 50 yuan per mu, the remaining financial subsidies by the provincial and district levels.


Developing Modern Agriculture: Agricultural Insurance Needs to Be Popularized
Yangmei is a major agricultural product in our district. In particular, “Erdu Yangmei” has a long history and is well-known. It is also a “golden business card” for Shangyu’s “Four Seasons Fruits”. However, if the rainfall during the maturity of the bayberry is sustained, it will easily lead to the disaster and production of the bayberry. How to get rid of the situation of relying on the weather and reduce the losses caused by natural disasters such as heavy rain and typhoon, the farmers are generally eager to use insurance as Yangmei holds up a "protective umbrella."
Agricultural development and agricultural insurance

It is particularly important to use insurance to circumvent agricultural risks and compensate farmers for losses. With the advancement of agricultural modernization, agricultural production methods are increasingly intensive and large-scale, production investment is increasing, and the risks are also increasing. New and higher requirements are imposed on agricultural insurance, and a number of local characteristics are Advantageous industries do not need to be supported by agricultural insurance. At the same time, the risk of agricultural product price cycle fluctuations also affects the healthy development of agriculture, and it is also necessary to prevent market risks through agricultural insurance. This requires policy-based agricultural insurance to actively explore the path of “guaranteeing characteristics and guaranteeing prices” on the basis of “guaranteeing large-scale and maintaining costs”.
Characteristic large-scale agricultural insurance is promising

It is necessary to innovate agricultural insurance products to provide more risk protection for agricultural production and farmers' income. Agriculture is the lifeblood of the country. Whenever possible, the safety and development of agriculture cannot be ignored. It is an important aspect to encourage farmers to develop agricultural production and eliminate their worries. It is to constantly improve and improve the types of policy insurance, so that farmers can really have a sense of gain, to speed up the promotion of agricultural insurance, and to promote large-scale seed production. Raise the confidence of large households and farmers in agricultural production.

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